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We offer various mortgage products and assist buyers through the home-buying process.
A native of Bradenton, Candace brings over 18 years of customer experience and over 15 years of experience in residential lending. She graduated from Manatee High School and then continued onto her Bachelor's degree at the University of South Florida.
It brings her great joy to help clients understand Bank of England's process, educate them on the various programs, and get them into the house of their dreams.
She understands that everyone's situation is different and will work hard for her clients. She is always willing to go the extra mile.
Candace is a proud mother of a 13-year-old son. She and her son love the outdoors. They enjoy many activities, such as biking, boating, exploring, etc.
She currently sits on the board of the Just For Girls Club in Bradenton. She is involved in the community through networking and volunteering.
License No. 552965
Our Loan Programs
We are committed to helping you understand and compare home mortgage loan options. So we've compiled a list of some common questions about mortgages that we frequently hear from our customers. If you don't find the answer you are looking for, please contact us right now!
- FIXED RATE MORTGAGE
For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options —including 10, 15, 20, and 30 year programs.
- ADJUSTABLE RATE MORTGAGE
Our adjustable-rate mortgages offer an excellent option for home buyers - a lower rate than traditional fixed-rate mortgages offer and the stability of longer-term fixed-rate mortgages.
- FHA LOANS
An FHA loan provides low-cost insured home mortgage loans that suit a variety of purchasing options. Whether you're buying or refinancing your home, an FHA loan might be right for you.
- VA LOANS
We offer an easy-to-understand loan process for our veterans. Whether you're buying a home or refinancing your existing mortgage, we are your ultimate VA loan information center.
- VACATION HOME LOANS
Our vacation home mortgages make your dreams - backyard barbecues and sunsets by the lake, relaxing fishing trips with children and grand children, family skiing vacations - a reality.
If amount of the loan for your dream home exceeds the federal limits for conventional loans, you need a jumbo mortgage loan from Bank of England Mortgage.
- REVERSE MORTGAGE
With a reverse mortgage, you borrow against the equity you have established in your home and do not need to repay the loan for as long as you live in the home as your primary residence.
- USDA Loans
A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States
Providers of Business Phone Systems.
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We specialize in growth-oriented companies.
Meet Debra Bub: Your Trusted Realtor and Advisor in Tampa Bay
Are you looking to buy or sell property in the vibrant and diverse region of Tampa Bay, Florida?
Look no further!
Debra Bub is an exceptional realtor and trusted advisor who possesses the expertise and dedication needed to make your real estate journey a seamless and rewarding experience.
With over 20 years of experience as a Realtor in total, with 10 of those years in the Tampa Bay real estate market, Debra Bub has established herself as a top-performing professional, consistently exceeding client expectations and delivering exceptional results. Her comprehensive knowledge of the local market, combined with her commitment to personalized service, makes her the ideal choice for all your real estate
One of Debra's greatest strengths lies in her ability to listen attentively to her clients' needs and goals.
Whether you are a first-time homebuyer searching for a cozy starter home or a seasoned investor looking for lucrative opportunities, Debra takes the time to understand your unique requirements. She believes that a successful real estate transaction is built on trust and open communication, and she strives to establish strong relationships with her clients based on these principles.
Debra's extensive knowledge of the Tampa Bay area is unparalleled. She stays up-to-date with the latest market trends, neighborhood developments, and investment opportunities, ensuring that her clients have access to the most accurate and relevant information.
Whether you are interested in the bustling downtown districts of Tampa, the Suburban lifestyle of Wesley Chapel or the serene coastal communities of St. Petersburg and Clearwater, Debra has the insider knowledge to guide you towards the right property that aligns with your lifestyle and preferences.
In addition to her market expertise, Debra is a skilled negotiator with a proven track record of securing favorable deals for her clients. She possesses a keen eye for value and is adept at identifying properties with untapped potential.
Whether you are selling your home or purchasing an investment property, Debra's strategic approach and attention to detail will ensure that you achieve the best possible outcome.
Furthermore, Debra understands that buying or selling a home is not just a financial transaction but a significant life decision. She approaches each client's journey with empathy, providing guidance and support throughout the process. Her warm and approachable demeanor instantly puts clients at ease, fostering a trusting relationship built on mutual respect and understanding.
Beyond her real estate prowess, Debra is deeply committed to giving back to the Tampa Bay community. She actively participates in local charities and community events, demonstrating her dedication to making a positive impact in the lives of others.
When you choose Debra as your realtor, you are not only gaining a skilled professional but also contributing to the betterment of the community you call home.
In conclusion, if you are seeking a realtor and trusted advisor in Tampa Bay, Florida, Debra Bub is the ideal choice. Her extensive experience, market knowledge, and dedication to client satisfaction set her apart from the rest. With Debra by your side, you can be confident that your real estate journey will be smooth, rewarding, and tailored to your unique needs.
Contact Debra today and unlock the door to your dream home in Tampa Bay!
Charles Rutenberg Realty
Chiropractic has evolved.
At EPIC, we are committed to providing patients with the best possible outcomes. Our mission is to continually challenge the status quo in health care and in chiropractic.
EPIC stands for Evolutionary Percussive Instrument Corrections. We are proud to be at the forefront of the evolution of chiropractic.
No more guessing. No more experiments.
We provide repeatable and predictable outcomes with breakthrough technology that you cannot get anywhere else.
Gentle & Painless Our unique sound wave technology corrects the misalignments in your spine. You won't even feel it!
Precise & Effective Our process provides the most predictable patient outcomes in the spinal care industry.
The EPIC Technique
The EPIC technique is a series of clinic protocols done by expertly trained doctors to customize spinal care treatment to a unique and highly effective level of care.
Through advanced diagnostics and treatment technology, EPIC doctors are setting a NEW STANDARD with predictable and dependable results in the spinal care industry.
How it Works
Correcting the alignment of the top two bones in your spine restores nerve communication and promotes healing throughout the body.
Using unique sound wave technology, EPIC Clinics provide painless and precise spinal corrections.
1. EPIC finds and corrects the actual cause of your problem.
Physicians rarely investigate to discover and treat the underlying root cause of the dysfunction; instead, they only treat the symptom.
2. EPIC identifies and corrects dysfunctions of the Nervous System.
The nervous system controls every function within your body. By detecting and correcting cervical spine misalignments, we restore proper function of the nervous system.
3. EPIC uses cutting edge diagnostic and treatment technology.
EPICs technology advantages include: - Advanced diagnostic imaging
- Spinal engineering analysis software
- Genetic structural profiling
- Degree-specific, digital calibration
- Percussion sound wave adjusting
- Patented treatment technology
ESS Inspections & Valuations is a licensed and insured inspection company.
We are ready to help with all of your inspection needs. Whether you are selling, buying, renting, inspecting for insurance needs, or inspecting for peace of mind, ESS is it!
We offer reasonable prices and flexibility to work around your needs.
Let us help you establish the condition of the home you have or want.