First Citizens Bank – Jose Ginebra 

First Citizens Bank – Jose Ginebra 

Jose Ginebra  is the Vice President, Financial Sales Manager at First Citizens Bank

Helping small businesses with all of their banking services and lending needs.  Get the cash infusion your business needs

Lobby Hours: Closed - Opens at 9 am Tuesday


NMLS 759574

875 Currency Circle, Lake Mary, FL 32746
Dina Reyes

Bank OZK – Dina Reyes

Bank OZK has had a tradition for nearly 120 years of community-based service and commitment to excellence and exceptional customer service.
Our focus on relationships are the hallmarks of our Company.
At Bank OZK, we combine exceptional customer service and innovated technology to deliver solutions to our customers across the country. Bank OZK allows us to offer our customers with the best personal accounts and the best business accounts. Our Bank’s continuing success is built on our client’s success.
Breakaway from the everyday. Bank the OZK Way!

6180 Central Ave, St Petersburg, FL 33707
Bank OZK – Edina Remic

Bank OZK – Edina Remic



Bank OZK, formerly known as Bank of Ozarks, is a regional bank that offers retail and corporate banking, and trust and wealth management solutions.

It’s products portfolio consists of personal and commercial deposit services, loans, and cards products.

Bank OZK has been consistently recognized as the #1 performing bank in U.S. in our assets size by leading industry publications.


Lobby Hours

- Monday - Thursday  9:00 AM - 4:00 PM

- Friday  9:00 AM - 6:00 PM

-Saturday - Sunday  Closed

Drive-up Hours

- Monday - Thursday  9:00 AM - 5:00 PM

- Friday  9:00 AM - 6:00 PM

- Saturday - Sunday  Closed


Drive-Thru Banking
Instant Issue Debit Cards
Safe Deposit Boxes
Cashier's Check
Foreign Currency Exchange
Trust and Wealth
Treasury Management
Escrow Services
Consumer Loans
Commercial Loans
Association Services

ATM Features
· Accepts Deposits
· Drive Up

6180 Central Ave, St Petersburg, FL 33707
First Citizens Bank – Karen Heidenreich

First Citizens Bank – Karen Heidenreich


I am your personal Senior Sales & Service Representative.

What makes First Citizens different than every other bank? ME

When you call my phone, you get ME. I am here for all your banking needs, both personal and business. Let me make your banking experience simple and easy. 

When you are ready for a change, call ME. 

First Citizens was founded in 1898, we're now the largest family-controlled bank in the United States with over 500 branches from coast to coast. 

Our steadfast commitment to building lasting relationships has made us one of the country's leading financial institutions for both personal and business customers. 

At First Citizens, we've grown through the years by delivering a consistently high level of service.

We believe in providing a satisfying banking experience for our customers.

3024 Enterprise Rd East, Clearwater, FL 33759