Edward Jones – Estrella Espinoza
As someone who has been in the financial industry for over a decade, I have heard countless times from people saying they wished they had started planning for their financial future earlier. I understand that discussing money can be daunting, especially when it's filled with jargon that can be confusing. This is where I come in. I listen to my clients' day-to-day experiences and future aspirations and create a unique and realistic financial strategy to help them achieve their goals. My promise is to always be transparent and honest with my findings.
Growing up in an immigrant household where my father lost everything after working three jobs, I understand the importance of providing for our families today while also preparing for unexpected challenges that life may bring.
During my free time, I enjoy exploring new foods, watching movies, and attending family activities with my children.
If you're looking for a financial advisor who truly listens to your needs and creates a customized strategy, look no further. Let's start planning for your future together. I offer complimentary reviews by phone, Zoom, and in person.
Branch Team
Yolanda Darby - Sr. Branch Office Administrator
Work History
Edward Jones - September 2019 - Present
US Bancorp Investments, Inc January 2019 - September 2019
Education
Drake University - Bachelor of Arts
Benny Hevia Financial – BennyHevia
I am an Unconventional Financial Planner.
I am a Financial Planner who specializes in Retirement Income, and I hold the Retirement Income Certified Professional® (RICP®) designation from the American College of Financial Services.
My mission is to partner with my clients in a long-term, trusted fiduciary relationship.
Unconventionally, Integrity, Accountability, and Transparency are at the core of my business principles as a direct reflection of my personal values of respect, family, and faith.
If you are older than 50, welcome to the most critical time of your investment life. As you approach retirement, you may have more questions than answers. Can I truly afford to retire? How will I replace my income? Where can I turn for competent, trustworthy advice? With my guidance, I can help you navigate through those important decisions and establish a plan to strive for financial security in your retirement. I will help you turn savings into a lifetime income you cannot outlive, manage the tax impacts of those distributions, Social Security selection, and Medicare planning, as well as manage your healthcare costs in retirement, Long Term Care and Legacy planning even help you navigate some of the emotional challenges that accompany such a fundamental life transition.
We offer a 1 hour no cost consultation where potential clients can visit us, or whenever possible, we are willing to visit you at your home or business, and when neither is possible, we can also consult via phone or Zoom.
I am glad you are here… Let's partner up and help you take control of your financial future.
Qualifications
Retirement Income Certified Professional® (RICP®) designation from the American College of Financial Services
30 years in the Financial Services Industry
Arbitrator for FINRA, the Financial Industry Regulatory Authority.
Investment Advisor Representative in the State of FL
Licensed for Life, Annuities & Health Insurance in the State of FL.
License No. A118174 CRD 2337734
Design Life’s Journey – Deb Matz
Design Life’s Journey helps entrepreneurs and small business owners live their best life and create lifetime wealth.
We know starting, and running, a business is tough, so we provide the tools you need to create REAL value in your business.
You will start by establishing a strong financial foundation by improving cash flow & profits, evaluating operational efficiencies, monitoring key metrics, and minimizing taxes.
We support businesses at all phases of their life cycle.
For start-ups we have our 6-week online Jumpstart Your Business Launch to Profitable program. This 6-week online program helps new business owners develop profitable businesses. Learn more at www.designlifesjourney.com/jumpstart.
We also provide on-going mentoring programs for businesses owners (for more information contact office@designlifesjourney.com or call (920) 944-6020.
You won’t want to miss the annual planning retreat for business owners to update their business plans so they can start the year strong and get a head start on their competition. This program is run over a weekend in November.
For more information check out www.designlifesjourney.com/prosperitydays.
We also support our clients with financial advisory and tax preparation services if needed. However we prefer working along side your service professionals!
Series 7, 66 and health & life insurance, AFTR tax
Edward Jones – David Figari
Financial Advisor with Edward Jones in the greater Tampa Bay Area.
Emphasis on financial goals based planning for individuals and small business owners
Helping individuals, small business owners, and their families achieve their financial goals throughout their entire lives
Certification
Series 6, 7, 66
Edward Jones – Matt Hawes
Edward Jones is a financial services firm dedicated to serving individual investors and small businesses. Founded in 1922, Edward Jones has a long-standing reputation for delivering personalized investment advice and exceptional client service.
As an Edward Jones Financial Advisor, I offer personalized financial services that are tailored to help individuals and businesses achieve their financial goals. With a robust foundation in financial principles and a deep understanding of market trends, I provide comprehensive advice and strategic planning to ensure long-term financial security and growth for my clients.
The financial planning process begins with a thorough assessment of each client’s current financial state, including income, expenses, savings, investments, and liabilities. This assessment helps to identify financial strengths and areas for improvement.
Based on this evaluation, I work with clients to set realistic and achievable financial goals. These goals could range from saving for education, buying a home, planning for retirement, to managing estate planning and more. Each goal is tailored to the client’s life stage and individual circumstances. Investment planning is a core component of my services.
Utilizing the extensive research and resources available through Edward Jones, I design investment portfolios that align with my clients’ risk tolerance, time horizon, and financial objectives.
The investment options include:
• Stocks and Bonds: Offering a balanced mix to optimize returns and manage risk.
• Mutual Funds and ETFs: Providing diversification across various asset classes.
• Retirement Accounts: Including IRAs, 401(k) rollovers, and pension planning to secure a comfortable retirement.
• College Savings Plans: Such as 529 plans to prepare for future education costs.
• Insurance and Annuities: Protecting against unforeseen circumstances and ensuring steady income streams.
At Edward Jones, we believe that informed clients make better financial decisions. As part of my advisory services, I ensure that clients are well-educated about their financial choices. I regularly communicate with clients through in-person meetings, phone calls, and digital channels to review their portfolios, discuss market changes, and adjust strategies as needed.
My approach to financial advising is holistic, encompassing not only investment management but also estate planning, tax strategies, and risk management. Working in collaboration with other professionals such as accountants and estate attorneys, I ensure that all aspects of my clients’ financial lives are well-coordinated and optimized.
Being an Edward Jones Financial Advisor also means being an active member of the community. I participate in local events, support community initiatives, and build strong, trusting relationships with clients and neighbors. This local presence and commitment to community service are fundamental to the Edward Jones philosophy.
The success of my clients is the measure of my success. By staying informed about the latest financial trends and continuously enhancing my skills through ongoing education, I am committed to providing the highest level of service.
As an Edward Jones Financial Advisor, I am dedicated to helping clients navigate their financial journeys with confidence and clarity.
Through personalized planning, informed advice, and a commitment to excellence, I aim to make a significant positive impact on the financial well-being of each client I serve.
Series 7, Series 66, SIE, Life, Health, Annuities
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