Financial Planning - TBR

I am an Unconventional Financial Planner.

I am a Financial Planner who specializes in Retirement Income, and I hold the Retirement Income Certified Professional® (RICP®) designation from the American College of Financial Services.

My mission is to partner with my clients in a long-term, trusted fiduciary relationship.

Unconventionally, Integrity, Accountability, and Transparency are at the core of my business principles as a direct reflection of my personal values of respect, family, and faith.

If you are older than 50, welcome to the most critical time of your investment life. As you approach retirement, you may have more questions than answers. Can I truly afford to retire? How will I replace my income? Where can I turn for competent, trustworthy advice? With my guidance, I can help you navigate through those important decisions and establish a plan to strive for financial security in your retirement. I will help you turn savings into a lifetime income you cannot outlive, manage the tax impacts of those distributions, Social Security selection, and Medicare planning, as well as manage your healthcare costs in retirement, Long Term Care and Legacy planning even help you navigate some of the emotional challenges that accompany such a fundamental life transition.

We offer a 1 hour no cost consultation where potential clients can visit us, or whenever possible, we are willing to visit you at your home or business, and when neither is possible, we can also consult via phone or Zoom.

I am glad you are here… Let's partner up and help you take control of your financial future.

Qualifications

Retirement Income Certified Professional® (RICP®) designation from the American College of Financial Services
30 years in the Financial Services Industry
Arbitrator for FINRA, the Financial Industry Regulatory Authority.
Investment Advisor Representative in the State of FL
Licensed for Life, Annuities & Health Insurance in the State of FL.

License No. A118174 CRD 2337734

Edward Jones is a financial services firm dedicated to serving individual investors and small businesses. Founded in 1922, Edward Jones has a long-standing reputation for delivering personalized investment advice and exceptional client service.

As an Edward Jones Financial Advisor, I offer personalized financial services that are tailored to help individuals and businesses achieve their financial goals. With a robust foundation in financial principles and a deep understanding of market trends, I provide comprehensive advice and strategic planning to ensure long-term financial security and growth for my clients.

The financial planning process begins with a thorough assessment of each client’s current financial state, including income, expenses, savings, investments, and liabilities. This assessment helps to identify financial strengths and areas for improvement.

Based on this evaluation, I work with clients to set realistic and achievable financial goals. These goals could range from saving for education, buying a home, planning for retirement, to managing estate planning and more. Each goal is tailored to the client’s life stage and individual circumstances. Investment planning is a core component of my services.

Utilizing the extensive research and resources available through Edward Jones, I design investment portfolios that align with my clients’ risk tolerance, time horizon, and financial objectives.

The investment options include:

• Stocks and Bonds: Offering a balanced mix to optimize returns and manage risk.

• Mutual Funds and ETFs: Providing diversification across various asset classes.

• Retirement Accounts: Including IRAs, 401(k) rollovers, and pension planning to secure a comfortable retirement.

• College Savings Plans: Such as 529 plans to prepare for future education costs.

• Insurance and Annuities: Protecting against unforeseen circumstances and ensuring steady income streams.

At Edward Jones, we believe that informed clients make better financial decisions. As part of my advisory services, I ensure that clients are well-educated about their financial choices. I regularly communicate with clients through in-person meetings, phone calls, and digital channels to review their portfolios, discuss market changes, and adjust strategies as needed.

My approach to financial advising is holistic, encompassing not only investment management but also estate planning, tax strategies, and risk management. Working in collaboration with other professionals such as accountants and estate attorneys, I ensure that all aspects of my clients’ financial lives are well-coordinated and optimized.

Being an Edward Jones Financial Advisor also means being an active member of the community. I participate in local events, support community initiatives, and build strong, trusting relationships with clients and neighbors. This local presence and commitment to community service are fundamental to the Edward Jones philosophy.

The success of my clients is the measure of my success. By staying informed about the latest financial trends and continuously enhancing my skills through ongoing education, I am committed to providing the highest level of service.

As an Edward Jones Financial Advisor, I am dedicated to helping clients navigate their financial journeys with confidence and clarity.

Through personalized planning, informed advice, and a commitment to excellence, I aim to make a significant positive impact on the financial well-being of each client I serve.

Series 7, Series 66, SIE, Life, Health, Annuities