Tampa Bay Region

We work with businesses to help them apply for the Employee Retention Tax Credit and the Research & Development Tax Credit.

We also provide Tax Strategies and Estate Planning for businesses and individuals.

We are an independent, full-service insurance agency, offering solutions for businesses, individuals, and seniors.

Finances Made Simple works with the top insurance companies to offer our clients the best coverage.
We design plans with a focus on low out-of-pocket cost, while maximizing insurance benefits. This is accomplished by providing personalized insurance advice aimed at helping our clients make better-informed decisions regarding their plans.

Our Commitment

From day one, our team has led the insurance industry by basing our business on the commitment to our clients and prospects by:

Promptly responding

Listening to your specific needs

Focusing on personalization

Having the best customer service

Business Investment Tax Recovery

You've invested in your business. It's time to claim your credit.

The R&D tax credit is available to any U.S. business that spends time and resources on new development, improvements, or technological advancements in effort to improve upon its products or processes. The credit can also be available to American Business owners that have improved upon the performance, functionality, reliability or quality of existing products or trade processes.

Welcome to FIRST CITIZENS BANK.

I am your personal Senior Sales & Service Representative.

What makes First Citizens different than every other bank? ME

When you call my phone, you get ME. I am here for all your banking needs, both personal and business. Let me make your banking experience simple and easy.

When you are ready for a change, call ME.

First Citizens was founded in 1898, we're now the largest family-controlled bank in the United States with over 500 branches from coast to coast.

Our steadfast commitment to building lasting relationships has made us one of the country's leading financial institutions for both personal and business customers.

At First Citizens, we've grown through the years by delivering a consistently high level of service.

We believe in providing a satisfying banking experience for our customers.

We bring the flooring store experience to you in the convenience of your own home.

Our process is unique and provides you with a streamlined, seamless experience from start to finish.

With our process, we bring samples that you would typically see in a department flooring store straight to your home, so you can see how materials and colors look in your home environment — it really makes a difference to see the samples in the lighting of your home versus what they show you in department stores!

Along with our samples, our design experts bring tested experience and product knowledge to each project, ensuring that you get the right flooring material and style for your home.

That's not all...

Our design team works relentlessly to provide a tailored product. That means we will match your unique taste, home decor and even your budget.

With an unmatched selection and factory-direct pricing, we deliver a finished product that inspires.

After review of our samples, proposal, and estimate, your local Floor Coverings International flooring store will order the product you need and begin the installation.

With installation, we treat your home as if it were our own. We ensure the proper cleaning of the flooring area, moving of furniture as needed to complete the project and careful attention to detail.

Our reviews say it all!

Trust Floor Coverings International to bring the Floor Store to your Door and lay Inspiration at your Feet!

License No. CGC1525033