KM Assurance – Katie McGarry

Independent Insurance Agency | Clearwater, FL

Home • Auto • Boat • Business • Pet Insurance Specialist

Providing Property & Casualty Insurance in FL, GA & TN

I’m Katie, a local Clearwater insurance broker and owner of KM Assurance. I help families and business owners protect what matters most—without overpaying or being underinsured.
Living in Florida means navigating hurricanes, flooding, and rising insurance costs. I simplify the process by shopping multiple top-rated carriers to find the right coverage for your home, business, car—and even your pets.

What I Do Best:

• Home, Auto & Flood Insurance Reviews
• Business Liability Insurance (specializing in small & micro businesses)
• Pet Insurance Specialist  – helping pet owners avoid unexpected vet costs
• Identifying coverage gaps before they become costly problems
• Improving coverage while helping clients save money

 My Ideal Referral:  Please connect me with anyone who:
• Just bought or is refinancing a home
• Owns or is starting a business
• Has experienced rate increases
• Hasn’t reviewed their insurance in 1–2 years
• Recently got a new pet 
• Wants a no-pressure second opinion

Why People Work With Me:
• Independent → I work for you, not the insurance company
• Deep understanding of Florida-specific risks (hurricanes, flood zones, wind deductibles)
• Clear, simple explanations—no confusion, no surprises
• Local, responsive support in Clearwater
• Ongoing service + claims guidance when it matters most

  Let’s Connect:  
 Clearwater, FL
 727-386-8430
 info@kmassurance.com
 www.KMassurance.com
I’m always happy to review a policy, answer questions, or help someone you know get properly protected.

License G240815